It is becoming a regular occurrence that after a road traffic accident, or accident at work where liability is admitted by the Defendant, Defendant Insurers contact the innocent Claimant with a hard and fast offer to settle their claim for injuries.

Often, the Insurer will guarantee prompt payment within 7 or 14 days as a way of enticing the injured party.   Something to remember though is that any such settlement is likely to be on a full and final basis which means that the injured party will have no right to further damages, if their injuries worsen, or if they require further treatment.   Another tactic is for the Insurer to slightly increase the amount offered … by £100 or so, to make you think you are receiving the highest amount they can offer.

Some Insurers simply want to settle as fast as possible for as low possible with no regard to the extent of the injuries the victim has suffered.  Any offers made without appropriate medical evidence should be given hard consideration …how can one be sure no lasting damage has been caused without medical opinion?

It is always worth speaking to a Solicitor about settlement for a claim for injury.

At Ringrose Law we have an experienced and designated Personal Injury Department.

One of our Solicitors recently agreed settlement at a figure that was 88% higher than the figure the Defendant Insurer first offered.  We believe in properly assessing our client’s injuries, treatment and future treatment in order to achieve the best possible outcome.

Without obtaining legal advice, an innocent victim of injury may well under-settle their claim, with no further course of action available to them.

Make sure that doesn’t happen to you.  Contact the Personal Injury team at Ringrose Law.  We have offices in Boston, Grantham, Lincoln, Newark, Sleaford and Spalding, and we may be able to take your claim on a no win-no fee basis.

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