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Get in touch with our expert conveyancing solicitors or get an online quote by using our conveyancing calculator. 0333 3580 393Conveyancing Calculator

How Our Conveyancing Solicitors Can Help You

Our residential property solicitors have vast experience and can help you with;

What Does a Conveyancing Solicitor or Licensed Conveyancer Do?

Conveyancing solicitors handle all the legal aspects of conveyancing transactions. This includes;

Property Searches

Most mortgage lenders require you to carry out property searches before they agree to lend the money to you. These searches could include;

  • Local authority searches – these searches look at what is going on in the local area that might affect house prices in the future. For example, plans for new housing estates, roads, or commercial applications.
  • Water and drainage searches – these searches look at whether the property is connected to a water supply and where the mains supply is in relation to the property. They also consider if foul water and surface water drain into the public sewer, and where the sewer is in relation to your property. This could affect your ability to extend the property later.
  • Environmental searches – these look at the property’s proximity to water bodies, flood risks, ground stability, and other environmental factors.

We’ll advise you on what searches you need and take care of them for you.

Contract Review and Negotiation

We’ll review contracts and negotiate terms to get a fair and favourable agreement.

  • Reviewing terms and conditions – A careful analysis of all contractual provisions.
  • Negotiating favourable terms – Advocating for terms that protect your interests and investments.
  • Ensure legal compliance – Ensuring the contract adheres to all legal requirements and standards.

Financial Guidance

Our team can help you navigate the mortgage process. From helping you secure the best deals to explaining the various costs involved.

  • Mortgage advice – Guidance on finding and securing the best deals.
  • Budget planning – Assistance in planning and managing your budget effectively.
  • Stamp Duty – Advice on stamp duty obligations and potential exemptions for first-time buyers.

What is the Conveyancing Process?

Buying or selling a home can feel confusing, especially when you are buying your first. The process might vary based on individual circumstances. However, these steps provide an overview of what you can expect when buying a house;

Step 1: Setting Your Budget

Before you start house hunting, you need to make sure you know your financial capacity. Figure out how much you can afford to borrow by adding up your income, savings, and any investments you have.

Step 2: Arrange a Mortgage in Principle

It’s a good idea to get a mortgage in principle before house hunting. This is a non-binding agreement from a lender. It tells you how much they might be willing to lend you based on your financial circumstances.

Step 3: Find a Property

Once you know how much you might be able to borrow, you can start looking for your dream home. You can do this through estate agents, property websites, or local listings. When you find a property you like, arrange to view it in person.

When you find a property, you want to buy, the next step is to make an offer to the seller through the estate agent. When your offer has been accepted, the property will be taken off the market, and the paperwork will begin.

Step 4: Hire a Conveyancing Solicitor

At this point, you’ll need to hire a conveyancing solicitor or a licensed conveyancer. They will draft contracts, conduct property searches, and liaise with the seller’s solicitor.

Step 5: Carry Out Conveyancing Searches

One of the first jobs your solicitor will do is carry out property searches. These include local authority searches, environmental searches, drainage searches, and more.

Step 6: Get a Property Survey

Before you complete the purchase, it’s wise to have a property survey conducted. This will identify any structural issues or necessary repairs. These might influence your decision to buy the property or the price you’re willing to pay for it.

Step 7: Finalise Mortgage and Contract

Based on the survey results, you might want to renegotiate your offer. Once agreed, you can formally apply for a mortgage. Meanwhile, your solicitor will finalise the draft contract and detail the terms of the sale.

Step 8: Exchange of Contracts

Once both parties are satisfied with the terms, the contracts are exchanged. This makes the agreement legally binding. At this point, you’ll need to pay a deposit to the seller.

Step 9: Prepare for Completion

Between the contract exchange and completion, your solicitor will prepare the transfer of deed. They will also arrange for you to pay the outstanding balance. You should also finalise your moving arrangements during this time.

Step 10: Completion

On the agreed completion date, your solicitor will transfer the remaining funds to the seller’s solicitor. Once received, the seller will hand over the keys, and you can move into your new home. Your solicitor will then register the transfer of ownership with the Land Registry.

Step 11: After Completion

After moving in, it’s time to settle into your new home. Make sure to notify every one of your changes of address and set up necessary utilities and services. Your solicitor will also pay the Stamp Duty Land Tax.

Why Choose Ringrose Law For Residential Conveyancing Services?

We understand how stressful residential property transactions can be. That’s why we’ve combined good, old-fashioned customer service with the latest technology to make the process efficient and as stress-free as possible.

Our specialist conveyancing team has a wealth of experience with residential conveyancing throughout Newark and the whole of Lincolnshire. We all live locally, and our firm is well-connected with estate agents, developers, and surveyors. This means that if issues do crop up, we have the know-how and the people to deal with them quickly.

When you instruct us to act on your behalf, you’ll have a dedicated solicitor. They will see your transaction through from start to finish. You’ll get their direct phone number and email address so if you need to speak to us, you can.

Online Conveyancing Portal

You’ll also get access to our online conveyancing portal where you can;

  • Verify your ID
  • Verify your funds
  • Upload and access documents
  • Complete and sign documents
  • Keep up to date with progress, and

All whilst still receiving a personal one to one experience with their Legal Adviser.

Accredited and Trustworthy

Ringrose Law is accredited by the Law Society Conveyancing Quality Scheme which means we’re dedicated to providing the best service to all our clients. We’re also a leading Legal500 Law Firm which means we’ve been recognised as ‘providing the most cutting edge and innovative advice’.

You’ll also find our fixed conveyancing fees are transparent, fair, and cost-effective.

Get a FREE Conveyancing Quote

Get in touch with our expert conveyancing solicitors or get an online quote by using our conveyancing calculator. 0333 3580 393Conveyancing Calculator

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    2021 - 2023 Awards and Accreditation

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    Further Information

    FAQs

    Conveyancing is the legal transfer of property, from one owner to another. It’s the job of a conveyancing solicitor to make sure the buyer gets the property for the prices they agreed on.

    The conveyancing process starts the moment when a seller accepts an offer made by a buyer. It lasts until the day of completion when contracts are formally exchanged, and the buyer gets the keys.

    Legally speaking, you don’t need a solicitor or conveyancer to buy or sell a property. However, the legal requirements of property transactions are complex. Especially for first-time buyers.

    There are lots of pitfalls to consider and the negotiation of contract terms is best left to experienced solicitors.

    We can guide you through the process, help to reduce the risks, and take care of the legalities.

    Our conveyancing fees vary from property to property depending on its value and how much conveyancing work is involved.

    However, we do offer a fixed fee service so the price we quote is the price you pay. Our fees are transparent, and we won’t surprise you with hidden costs.

    Buying and selling a property takes an average property transaction is 10-15 weeks. That said, it could happen sooner, or it could take longer.

    The length of time it takes to buy or sell a house depends on;

    • The length of the chain
    • Delays in local searches
    • Delays in getting mortgage offers, or offers expiring
    • Getting problematic survey results
    • Issues with property titles and deeds

    Apart from your deposit and the cost of the property itself, there are other fees to consider. They include;

    • Mortgage broker fees – If you use a broker, they may charge you a fee or commission. Some work for free and take a commission from the lender.
    • Mortgage arrangement fees – These are administrative fees charged by your lender. You can often choose to pay these fees upfront or add them to your mortgage. Some offer fee-free mortgages but may charge a higher interest rate instead.
    • Valuation fee – Lenders sometimes charge a fee to assess the value of the property for mortgage purposes. Costs can vary depending on the lender and the property’s value.
    • Surveyor’s fees – The cost will depend on the type of survey.
    • Conveyancing fees – This covers the legal work involved in transferring property ownership. It includes solicitor’s fees, Land Registry fees, and costs for various legal searches.
    • Electronic transfer fees – This fee covers the lender’s cost of transferring the money to the seller’s solicitor.
    • Stamp Duty Land Tax – You may need to pay Stamp Duty Land Tax (SDLT) on properties over a certain value. Rates and exemptions vary, and first-time buyers often get some relief.
    • Estate agent fees – the seller usually pays these, but make sure to check the terms in case there are any conditions under which you might have to cover some of these costs.
    • Removal costs – Don’t forget the costs associated with moving your belongings to your new home. These costs can vary widely depending on the distance and the amount of stuff you have.
    • Building and contents insurance – Most lenders require you to take out buildings insurance on your home. It’s also a good idea to consider contents insurance.

    A conveyancer is a licensed professional who specialises in conveyancing law. They handle the legalities of property transactions, including;

    • Property searches
    • Reviewing contracts
    • Handling financial transactions, and
    • Registering the property with the land registry, etc.

    A conveyancing solicitor is a legal professional who is qualified to in a range of legal services, including property law. Solicitors can act as conveyancers and provide comprehensive legal advice and support throughout the entire process.

    For example, if you’re selling a house as part of the executions of a loved ones’ state. Solicitors have a broader scope of legal knowledge and can handle complex legal issues that may arise during the conveyancing process.

    A solicitor cannot act for both the buyer and the seller of the same property. Nevertheless, the same solicitor can represent different properties within a chain.

    It is not necessary to use a local solicitor for conveyancing. However, using a local solicitor can have the benefit of being able to visit your local office.

    This makes it easier to sign for papers rather than waiting for post deliveries. Furthermore, a local solicitor could have a greater awareness of local issues that might need an extra careful look at.

    Amanda FinnPartner & Solicitor
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    01476 515859
    Bev KirkTeam Leader & Senior Associate, Residential Conveyancing
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    01205 311511
    Lorraine HuntLicensed Conveyancer & Associate
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    01529 301300
    Kim BarnettAssociate Solicitor and Team Leader
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    01476 857676
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